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Appealing a denied workers’ compensation claim

On Behalf of | Aug 31, 2022 | Workers' Compensation

Most people don’t expect to suffer an injury at their Rhode Island job. Unfortunately, that’s the reality for a growing number of workers in this state. Research shows that this state’s worker’s compensation claims are 7% higher than the national average. But not everyone’s claim receives acceptance. Here’s how to appeal a denied worker’s compensation claim.

Talk to the insurance provider

It takes a few steps to file a proper worker’s comp claim. With that in mind, it’s not uncommon for someone to have an appeal denied based on things as simple as forgetting a signature or accidentally leaving out a document. Regardless of why it happened, contacting your insurer lets you know why they denied your appeal.

Gather new information

Sometimes, a powerful step towards appealing your claim is having enough information. If you received a claim denial, presenting new or previously unsent information could change an insurance company’s decision.

Check your deadline

Another common reason for denied claims involves deadlines. You might be unaware that Rhode Island residents have a specified amount of time after their injury happened to file a claim. It is easy for life to get in the way of your plans. If you wait too long to file a claim, there won’t be much that a court can do to help.

Learning about a denial of a worker’s compensation claim can make you feel like you worked for nothing. But don’t let discouragement take over. Keep working on your case and communicating with your insurance provider. In most cases, the persistent person who doesn’t give up is eventually one to get their claims accepted.