If you get hurt on the job in Rhode Island, you may wonder if you are eligible for workers’ compensation. Each state has a unique approach, so you must understand how it works.
Prevent on-the-job injuries
It does not matter if you work in a nursing home or factory, using good body mechanics, lifting equipment and getting plenty of sleep can help prevent you from getting hurt. Yet, some injuries may occur.
Report the injury
As soon as you are injured, tell your employer. They will need to file a report with their workers’ compensation insurance company unless they fall into specific categories, like first responders, agricultural workers, some government workers and domestic workers.
Seek medical treatment
If you have not done so, you need to seek medical treatment. The injury must prevent you from being able to perform your full duties for at least three working days to qualify for compensation.
Decide on your long-term care plan
Injured workers can go to an emergency room. Then, they get one follow-up visit with the medical provider of their choice. Medical providers can refer you to a specialist without prior authorization from the workers’ compensation insurance company. They must also provide you with a written report of their findings within 10 days.
Opt to change doctors
If you choose to change doctors, you will be required to select one from your employer’s preferred doctor list if they have one.
Receive follow-up care
You are entitled to free medical care for a workplace injury if progress is happening. Once your health is as good as it will get following the injury, you can see the doctor 12 more times within 60 days if needed.
Receiving medical care after an on-the-job injury requires you to start by telling your employer and following specific steps. Doing so can reinforce your workers’ compensation claim.