The morning ritual of watching a spouse, parent or sibling leave for work feels so routine that most people rarely consider the possibility that their loved one might not return. Workplace accidents can shatter this sense of normalcy and leave families devastated.
When a worker dies on the job, their family may be eligible for death benefits through workers’ compensation. These benefits aim to provide financial support to dependents who rely on the deceased worker’s income.
What death benefits include
Death benefits typically include:
- Costs for funeral and burial services (up to a certain limit)
- A percentage of the deceased worker’s weekly pay
- Ongoing payments to dependent family members
- Educational benefits for dependent children
How long and how much you can receive these benefits are typically based on state laws and individual circumstances. In Rhode Island, for example, the surviving spouse may receive benefits until remarriage, while dependent children often get them until they reach adulthood or complete their education.
Seeking legal help
Rhode Island’s workers’ compensation program operates on a no-fault system. This means that proving employer negligence is not necessary. Your family may be eligible to receive benefits no matter who was responsible for the workplace accident.
It is important to note that workers’ comp benefits are usually the exclusive remedy for work-related deaths. This means that, in most cases, you cannot sue the employer for additional damages. There are exceptions to this rule, such as cases involving extreme negligence or third-party liability.
Do not let confusion or uncertainty prevent you from seeking the compensation you deserve. Consult with a qualified attorney to secure the financial support your family needs during this difficult time.