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Does workers’ compensation cover mental health issues?

On Behalf of | Oct 8, 2024 | Workers' Compensation

Imagine starting your workday feeling overwhelmed, anxious or even depressed. You find that these feelings aren’t fleeting moments but persist and affect your performance at work. Many workers face such challenges, so it’s crucial to understand that mental health is as important as physical health.

But does the government think the same? Does workers’ compensation cover mental health issues?

The goal of workers’ compensation

Workers’ compensation aims to provide financial and medical support to employees who suffer work-related injuries or illnesses. Traditionally, this has focused on physical injuries, but mental health issues are increasingly recognized as significant workplace concerns. The goal is to ensure that employees can recover and return to work without the added stress of financial burdens.

What mental conditions are qualified for workers’ compensation

Mental health conditions qualify for workers’ compensation, but the specifics vary by state. Generally, conditions like the following are considered if they are directly related to the workplace:

  • Anxiety
  • Depression
  • Post-traumatic stress disorder (PTSD)

For instance, a worker who develops PTSD after a traumatic event at work, such as a robbery or an accident, may be eligible for compensation. Some states also cover mental health issues that arise from chronic workplace stress.

Proving your mental health claim

Knowing that mental health concerns can qualify for worker’s compensation is one thing. Proving these claims is another issue altogether. To qualify for workers’ compensation for your mental health condition, you must demonstrate that your condition is work-related. Often, this requires a diagnosis from an expert. You must get a recommendation and diagnosis from a mental health professional who can link your condition to your job.

While workers’ compensation can cover mental health issues, the process is often more complicated than for physical injuries. Understanding the specific requirements in your state and gathering thorough documentation can significantly improve your chances of a successful claim. As awareness of mental health in the workplace grows, employees need to know their rights, and employers need to support their workers’ mental well-being.