While retail work may not seem as hazardous as some other industries, the reality is that it comes with its own set of unique risks and challenges. From the bustling shopping centers of Providence Place to the local boutiques on Thayer Street, retail workers across Providence face potential hazards every day.
By understanding these risks and how workers’ compensation can provide support, retail employees can feel more secure in their roles and better prepared to handle unexpected situations. This knowledge is beneficial not only for workers but also for employers who want to maintain a safe, productive workplace and avoid costly legal issues.
Top retail injuries and their causes
Retail injuries happen more often than some might think. Common injuries include:
- Slips and falls from wet floors, uneven surfaces or cluttered aisles
- Back strains from lifting heavy boxes or reaching for high shelves
- Repetitive stress injuries from typing or scanning items
- Cuts and bruises from sharp edges on boxes or equipment
- Injuries from falling objects due to improperly stacked merchandise
These injuries can affect anyone, from cashiers to stock clerks. The good news? Rhode Island law likely covers you under workers’ comp if you get hurt on the job.
How workers’ comp can help
Workers’ comp is insurance that helps employees injured at work. Rhode Island law requires most employers to have this insurance, which can provide you:
- Medical care: It covers the cost of treating your work-related injury.
- Lost wages: You can get partial wage replacement if your injury prevents you from working.
- Disability benefits: For long term or permanent injuries, you may qualify for disability payments.
- Job protection: Rhode Island law prohibits employers from firing you just for filing a workers’ comp claim.
In Rhode Island, you have 30 days to report an injury, but it’s best to do it right away. Your employer should then file a “First Report of Injury” with their insurance company within 10 days.
Workers’ comp is your right as an employee. Don’t hesitate to use it if you’re hurt on the job. If you have trouble getting the benefits you deserve, consulting a workers’ comp attorney and the Rhode Island Department of Labor and Training could help. Know your rights to stay safe.