Getting severely injured at work can be a life-altering experience, potentially forcing you to stop working for long durations while receiving medical care. Fortunately, workers’ compensation can offer benefits to help provide financial support during this challenging time. Ideally, these benefits can help you meet your basic needs and other expenses, but there is no guaranteed way to predict how much the payment amounts will be.
Still, some considerations can help determine what benefits may apply and how to compute for them. These factors usually include the following:
- Your injury and the relevant benefits – The payment amount can depend on the injury’s severity, placing it under total or partial disability. Your recovery and ability to return to work can also impact the details and schedule of benefits.
- Your compensation rate – Computing for benefits usually uses the weekly rate, specifically 75% of the net basic wage. Other parts of earning can also be applicable based on the situation. Additionally, the rate percentage can vary according to specific circumstances.
- Your eligibility for other benefits – If you are eligible for total disability, other provisions can apply, such as allowances per dependent and other benefits. These additions may only be relevant on a case-to-case basis, depending on your injury and physical condition overall.
Other factors can impact your benefit amount, depending on the circumstances of the injury.
Dealing with workers’ compensation issues during recovery
Nursing your injury may be your top priority after a work-related accident, but meeting requirements and deadlines for these benefits can also be crucial. When your condition keeps you from dealing with these matters, seeking legal counsel could be helpful. Doing so lets you determine if you need further assistance with your workers’ compensation claim or issues that may arise.